Business Banking

Oasis Commercial Checking

Minimum to Open $200.00.
Non-interest bearing account.
Low rate credit card merchant account.
Account earns credit for collected balance less reserve requirements.
Earnings credit is calculated using 85% of the average three-month U.S. T-bill rate.
Earnings credit is applied toward the following fees to determine the monthly charge.

Service Charge:

$10.00 /month, plus postage based on the number of enclosures, will be charged each statement cycle.
$ .20 /each debit transaction (withdrawal or check paid).
$ .15 /each ACH debit transaction.
$ .30 /each ACH credit transaction.
$ .35 /each deposit posted.
$.07 /each item deposited drawn on us.
$.11 /each for all other items deposited.
$29.00 /each uncollected funds item.
A cash processing fee of $ .50 will be charged for each $1,000.00 in cash deposited in excess of $10,000.00.

Service Charge:

A service charge of $ 12.50 will be imposed if the balance falls below $ 5,000 any day of the statement cycle
$ .25 /each transaction in excess of 200 during a statement cycle.

Minimum to Open $2,500.00.
Interest bearing account.
Interest will be compounded monthly on the daily collected balance and will be credited to the account every monthly statement cycle.
Check images provided.

Service Charge:

A service charge of $ 12.50 will be imposed if the balance falls below $5,000.00 any day of the statement cycle.
$ .25/each transaction in excess of 200 during a statement cycle.

Minimum to Open $5,000.00.
Interest bearing account.
Tiered interest rates.
Interest will be compounded monthly on the daily collected balance and will be credited to the account every monthly statement cycle. A daily minimum balance of $5,000.00 must be maintained to obtain the disclosed annual percentage yield.
During any monthly statement cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similiar order to a third party. $29.00 withdrawal fee for each withdrawal in excess of six. No charge for in person withdrawals.

Service Charge:

A service charge of $10.00 will be imposed if the balance falls below $5,000.00 any day of the statement cycle.